Your Road To Buying A Home In Florida

Your Road To Buying A Home In Florida

Here are important steps to keep in mind when buying a property in Florida,

  1. FIND A LENDER

Contact at least 3 lenders and choose a lender that has the most favorable terms for you. Get pre-approved.

  1. FIND A HOME

Contact a real estate agent that is familiar with the area you want to move to. Check schools if you have children. Google map the area once you find a good subdivision. Is there anything that might affect the resale value of your home?

  1. CALL YOUR INSURANCE AGENT

Talk to an agent you trust to see how much it will take to insure your property. This is another layer of protection. Location, plumbing, flood zones, sink holes, there are a lot of things you may not see that an experienced insurance agent would recognize.

  1. MAKE AN OFFER

If you’re satisfied with your research, talk to your real estate agent and decide your strategy for making an offer.

  1. GET AN APPRAISAL

Your lender will require a property appraisal to determine if you’re paying what the house is worth.

  1. INSPECT THE PROPERTY

Do not skip this important step. Have a home inspection. Not only will a home inspection give you peace of mind but also serves as a negotiation tool.

  1. SIGN THE PAPERS

At closing, you will sign all the necessary documents. If you’re not putting down 20% of the value of your house, you’ll be required to take mortgage insurance. Know how long it will take to get to 20% equity. You’ll save a lot of money if you drop this coverage as soon as possible.

  1. MOVE IN

Congrats! You’re now a homeowner…. and that is whole new infographic.

Buying a house in Florida

 

We strive to make our insurance agency a combination of new technology with old fashioned getting to know you. Because we are an independent insurance agency, Kerr Insurance Agency works for you! If you need a reliable Florida insurance policy, our office can offer quotes from different insurance providers in order to make sure you get the insurance coverage to meet your specific needs. All at some of the best prices available.

Are you looking for a Florida home insurance provider? Are you not sure you have enough homeowner’s coverage? Or the right coverage? Kerr Insurance will be happy to answer any questions you have about Florida insurance policies. We will give you a free, no-obligation insurance quote for you to consider. 

Call our office now at 954-917-1707 or toll free 1-877-332-6242 or click here to contact me by email.

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