business vehicle insuranceSmall Business Commercial Auto Insurance.

Keep your business running with commercial vehicle coverage that meets your needs and your budget. 

Every minute your vehicle is unavailable places an extra burden on you and your customers. You can rely on our years of experience to be sure your commercial auto insurance is as reliable as you are. Get a no obligation quote today.


Who needs commercial vehicle insurance?insurance agent

Not all small businesses require a Business Auto Policy, but it is essential to know when the specialized policy is required. If your business provides services that are excluded from your personal policy you need to make sure to protect yourself, your business, your employees and your customers. Contact us to discuss the specific needs of your business.

Typically small business commercial insurance is required when a personal policy does not adequately protect the business owner. For example, specialized coverage is required for businesses that deliver goods or services such as catering services, freight transportation, delivery services of all kinds, housekeeping services, and many others.

Other factors to consider for Commercial Insurance are:

  • Sole Proprietor Business
  • Employees operate the vehicle
  • Vehicle is owned/registered or leased by a business
  • Vehicle carries equipment or pulls a trailer 
  • Gross vehicle weight exceeds 12,000 pounds
  • The vehicle is built, modified or customized to serve a specific purpose:
    • Hearses
    • Bakery/Florist Delivery Truckssmall business
    • Utility vans
    • Bucket trucks
    • Catering or food trucks
    • Lawn Services
    • Refrigerated vehicles
    • Flatbed or stake bed trucks
    • Light and medium weight dump trucks
    • Panel trucks and box trucks
    • And more


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